HUDCO Share Price Target 2025, 2026, 2027 to 2030: We’ll analyze HUDCO’s share targets for 2025, 2026, 2027, and 2030. As a key player in India’s housing finance sector, HUDCO is set to benefit from the growing demand for affordable housing and infrastructure development. With strong government backing and a focus on expanding its loan book, the company is well-positioned for long-term growth, making it an appealing option for investors.
Overview of HUDCO
What is HUDCO?
The Housing and Urban Development Corporation Limited (HUDCO) is an Indian public sector undertaking primarily involved in housing finance and infrastructure project finance. Established in 1970, HUDCO plays a pivotal role in promoting and financing affordable housing and urban development projects across India. The company offers loans for housing projects, urban infrastructure development, and supports government initiatives aimed at boosting affordable housing. With its recent elevation to Navratna status in 2024, HUDCO is poised for further growth and enhanced operational freedom, making it a significant player in India’s housing and urban development sector.
Key Features of HUDCO:
- Business Model: A public sector undertaking providing financing for housing and infrastructure development projects.
- Core Offerings: Includes loans for housing, urban infrastructure projects, and government schemes for affordable housing.
- Market Position: A leading entity in India’s housing finance sector with the backing of the government and a strategic focus on urban development.
- Revenue and Scale: Generated INR 7,571.64 crores in revenue in 2020, continuing to make significant strides in its sector.
- Subsidiaries and Reach: Includes subsidiaries such as HUDLAND Real Estate Investment and Development Joint Stock Company, further enhancing its portfolio.
Information about HUDCO:
| Information | Details |
|---|---|
| Website | hudco.org.in |
| Founder | Government of India |
| CEO | (Not provided) |
| CFO | (Not provided) |
| Founded | 25 April 1970 |
| Headquarters | New Delhi |
| Number of Employees | 621 (2024) |
| Parent Organizations | Government of India |
| Revenue | INR 7,571.64 crores (US$950 million, 2020) |
| Subsidiaries | HUDLAND Real Estate Investment and Development Joint Stock Company |
| Share Symbols | BSE: 514552, NSE: HUDCO |
| Key Focus Areas | Housing finance, urban infrastructure, affordable housing |
Current Market Position of HUDCO Share
As of November 2024, HUDCO Ltd’s share has shown a mixed performance. It is up by +0.08% today but has decreased by -7.54% over the past week. Over the past month, the share has dropped by -10.05%. In the past three months, it has experienced a significant decline of -29.85%. However, over the past year, the share has increased by +147.14%. Over the past three years, the share has surged by +377.64%, and over the past five years, it has grown by +367.69%.
HUDCO Share Fundamental Data
- Market Cap: ₹40,446 Cr.
- Current Price: ₹202
- High / Low: ₹354 / ₹81.2
- P/E Ratio: 16.4
- Book Value: ₹85.5
- Dividend Yield: 2.05%
- ROCE: 9.23%
- ROE: 13.2%
- Face Value: ₹10.0
Market Position of HUDCO Share as of November 2024
| Time Period | Returns of HUDCO Share |
|---|---|
| 1 Day | 0.08% |
| 1 Week | -7.54% |
| 1 Month | -10.05% |
| 3 Months | -29.85% |
| 1 Year | 147.14% |
| 3 Years | 377.64% |
| 5 Years | 367.69% |
HUDCO Share Target for 2024, 2025, 2026, 2027, 2028, 2029, 2030
HUDCO Share Price Target in 2024
The share price target for HUDCO in 2024 is projected to range between ₹210 and ₹230, supported by the company’s strong position in housing finance and its enhanced operational flexibility following its Navratna status.
| Year | Minimum Target | Maximum Target |
|---|---|---|
| 2024 | ₹210 | ₹230 |
HUDCO Share Price Target in 2025
In 2025, the share price target for HUDCO is expected to rise to ₹250 – ₹270, as the company continues to benefit from government initiatives and urban development projects.
| Year | Minimum Target | Maximum Target |
|---|---|---|
| 2025 | ₹250 | ₹270 |
HUDCO Share Price Target in 2026
For 2026, the share price target for HUDCO is projected at ₹280 – ₹300, driven by steady growth in housing finance demand and successful project financing.
| Year | Minimum Target | Maximum Target |
|---|---|---|
| 2026 | ₹280 | ₹300 |
HUDCO Share Price Target in 2027
By 2027, HUDCO’s share price target is expected to reach ₹320 – ₹350, as the company capitalizes on increased urban development and housing projects.
| Year | Minimum Target | Maximum Target |
|---|---|---|
| 2027 | ₹320 | ₹350 |
HUDCO Share Price Target in 2028
In 2028, the share price target for HUDCO is projected at ₹380 – ₹400, reflecting strong growth in infrastructure and housing finance markets.
| Year | Minimum Target | Maximum Target |
|---|---|---|
| 2028 | ₹380 | ₹400 |
HUDCO Share Price Target in 2029
HUDCO’s share price target for 2029 is estimated at ₹420 – ₹450, driven by increased government investments in urban infrastructure and affordable housing.
| Year | Minimum Target | Maximum Target |
|---|---|---|
| 2029 | ₹420 | ₹450 |
HUDCO Share Price Target in 2030
For 2030, the share price target for HUDCO is projected at ₹480 – ₹510, reflecting its long-term potential in the growing housing and urban infrastructure sectors.
| Year | Minimum Target | Maximum Target |
|---|---|---|
| 2030 | ₹480 | ₹510 |
Financial Health and Performance Analysis of HUDCO Limited (FY 2020 – FY 2024)
FY 2024
| Metric | FY 2024 | Y/Y Growth |
|---|---|---|
| Total Revenue | ₹7,948.10 Cr | +12.16% |
| Total Expenses | ₹5,104.66 Cr | +6.42% |
| Profit after Tax (PAT) | ₹2,116.69 Cr | +24.41% |
| Operating Profit Margin | 100.25% | – |
| Net Profit Margin | 27.19% | – |
| Basic EPS (₹) | ₹10.57 | +24.12% |
FY 2023
| Metric | FY 2023 | Y/Y Growth |
|---|---|---|
| Total Revenue | ₹7,086.18 Cr | +1.26% |
| Total Expenses | ₹4,796.77 Cr | +3.12% |
| Profit after Tax (PAT) | ₹1,701.43 Cr | -0.87% |
| Operating Profit Margin | 96.41% | – |
| Net Profit Margin | 24.13% | – |
| Basic EPS (₹) | ₹8.50 | -0.82% |
FY 2022
| Metric | FY 2022 | Y/Y Growth |
|---|---|---|
| Total Revenue | ₹6,997.66 Cr | -3.85% |
| Total Expenses | ₹4,651.72 Cr | -7.87% |
| Profit after Tax (PAT) | ₹1,716.41 Cr | +8.74% |
| Operating Profit Margin | 98.91% | – |
| Net Profit Margin | 24.68% | – |
| Basic EPS (₹) | ₹8.57 | +0.14% |
FY 2021
| Metric | FY 2021 | Y/Y Growth |
|---|---|---|
| Total Revenue | ₹7,277.73 Cr | -3.88% |
| Total Expenses | ₹5,049.09 Cr | -6.45% |
| Profit after Tax (PAT) | ₹1,578.50 Cr | -7.59% |
| Operating Profit Margin | 96.66% | – |
| Net Profit Margin | 21.81% | – |
| Basic EPS (₹) | ₹7.89 | -8.77% |
FY 2020
| Metric | FY 2020 | Y/Y Growth |
|---|---|---|
| Total Revenue | ₹7,571.64 Cr | +35.42% |
| Total Expenses | ₹5,397.11 Cr | +44.77% |
| Profit after Tax (PAT) | ₹1,708.20 Cr | +44.78% |
| Operating Profit Margin | 93.23% | – |
| Net Profit Margin | 22.67% | – |
| Basic EPS (₹) | ₹8.53 | – |
Analysis Summary:
- Revenue Performance: HUDCO saw a healthy growth in revenue of 12.16% in FY 2024, following a steady rise in FY 2023. The company faced a slight dip in revenue in FY 2022 and FY 2021 but experienced significant growth in FY 2020.
- Expense Management: Total expenses increased by 6.42% in FY 2024, which is lower compared to the previous year’s increase of 3.12%. In FY 2020, expenses rose sharply by 44.77%.
- Profitability: Profit after tax (PAT) in FY 2024 rose by 24.41%, signaling strong profitability growth compared to previous years. PAT had grown at a slower pace in FY 2023 but showed strong growth in FY 2020.
- Margins: Operating and net profit margins remained robust in FY 2024, with operating profit margin at an impressive 100.25% and net profit margin at 27.19%, both showing improvements over previous years.
- Earnings Per Share (EPS): The basic EPS for FY 2024 increased to ₹10.57, reflecting a solid 24.12% growth, continuing the positive trend from FY 2023.
How to Buy HUDCO Limited Shares:
- Choose a Broker: Select a trusted brokerage platform that offers HUDCO shares.
- Open a Trading Account: Set up a trading and Demat account with the selected broker.
- Complete KYC: Submit the necessary documents for identity verification.
- Deposit Funds: Fund your account with the desired investment amount.
- Search for HUDCO Shares: Find HUDCO shares on the broker’s platform.
- Place an Order: Enter the quantity of shares you wish to buy and select the order type (market or limit).
- Confirm Purchase: Review and confirm the order details before making the purchase.
- Monitor Investment: Track your investment and adjust your portfolio as needed.
HUDCO Share Price Target for the Next 5 Years
HUDCO is well-positioned to benefit from the increasing demand for housing finance and the government’s focus on urban development projects. With its Navratna status providing enhanced operational flexibility, HUDCO’s share price is projected to experience steady growth in the coming years.
| Year | Minimum Target (₹) | Maximum Target (₹) |
|---|---|---|
| 2024 | ₹210 | ₹230 |
| 2025 | ₹250 | ₹270 |
| 2026 | ₹280 | ₹300 |
| 2027 | ₹320 | ₹350 |
| 2028 | ₹380 | ₹400 |
Shareholding Pattern of HUDCO
- Promoters:
- No. of Shares: 1,50,14,25,000
- Percentage: 75.00%
- % Change QoQ: 0.00%
- Pledge:
- No. of Shares: 0
- Percentage: 0.00%
- % Change QoQ: 0.00%
- FII:
- No. of Shares: 4,64,76,423
- Percentage: 2.32%
- % Change QoQ: -0.38%
- DII:
- No. of Shares: 18,09,45,043
- Percentage: 9.04%
- % Change QoQ: -2.59%
- MF:
- No. of Shares: 1,54,96,899
- Percentage: 0.77%
- % Change QoQ: -2.23%
- Others:
- No. of Shares: 27,30,53,534
- Percentage: 13.64%
- % Change QoQ: +2.98%
Pros and Cons of HUDCO
Pros:
- Strong Promoter Stake: High promoter ownership provides stability and long-term focus.
- Government Backing: As a government-owned entity, HUDCO benefits from government policies and initiatives in urban development and housing.
- Growth in Housing Sector: The rising demand for housing finance and urban development projects will drive growth.
Cons:
- FII and DII Reduction: Decrease in foreign institutional investor (FII) and domestic institutional investor (DII) holdings may impact market confidence.
- Dependency on Government Policies: Business performance is linked to government spending on housing and infrastructure.
- Limited Public Float: With a high percentage of shares held by promoters, there is limited liquidity in the market.
Peer Competitors of HUDCO in the Finance – Housing Sector
| Name | Share Price (₹) | Market Cap (₹ Cr) |
|---|---|---|
| Bajaj Housing | 129.65 | 107,974.42 |
| HUDCO | 202.04 | 40,446.39 |
| LIC Housing Fin. | 608.15 | 33,452.08 |
| PNB Housing | 904.00 | 23,489.79 |
| Aadhar Hsg. Fin. | 434.85 | 18,691.79 |
| Aptus Value Hous. | 316.80 | 15,831.86 |
| AAVAS Financiers | 1,650.20 | 13,059.94 |
(FAQ)
1. What is HUDCO?
HUDCO (Housing and Urban Development Corporation) is a public sector enterprise under the Ministry of Housing and Urban Affairs, Government of India. It focuses on providing housing and urban infrastructure finance to various public and private entities.
2. What are HUDCO’s core services?
HUDCO’s primary services include providing loans for housing projects, financing urban infrastructure development, and supporting initiatives aimed at affordable housing and sustainable urbanization in India.
3. What is HUDCO’s share price?
As of the latest data, HUDCO’s share price is ₹202.04.
4. What is HUDCO’s market capitalization?
HUDCO’s market capitalization is ₹40,446.39 crore.
5. Where is HUDCO listed?
HUDCO is listed on the Bombay Stock Exchange (BSE) and the National Stock Exchange (NSE) in India.
6. Who are the major competitors of HUDCO?
Key competitors in the housing finance sector include Bajaj Housing Finance, LIC Housing Finance, PNB Housing Finance, Aadhar Housing Finance, and Aptus Value Housing Finance.
7. What is HUDCO’s dividend yield?
HUDCO has a dividend yield of 2.05%.
8. What is HUDCO’s P/E ratio?
HUDCO’s Price-to-Earnings (P/E) ratio stands at 16.40, indicating its stock price relative to its earnings.
9. Is HUDCO a good investment?
Investors typically consider factors like HUDCO’s financial performance, dividend yield, market conditions, and government support when deciding if it’s a good investment. HUDCO’s strong position in housing finance and its backing by the Indian government make it a potentially stable investment option.
10. How can I buy HUDCO shares?
HUDCO shares can be purchased through stock exchanges like BSE and NSE via a broker. Investors can place buy orders through a trading platform or with the help of a financial advisor.
11. What are HUDCO’s growth prospects?
HUDCO’s growth prospects are supported by India’s ongoing housing and urban development projects, government initiatives for affordable housing, and the continued demand for urban infrastructure financing.
Pingback: Gail Share Price: Target 2025, 2026, 2027 to 2030