Indiabulls Housing Finance Share Price Target 2025, 2026, 2027 to 2030: Today, we will discuss a comprehensive analysis of Indiabulls Housing Finance share targets for 2025, 2026, 2027 to 2030. By examining industry trends and the company’s past performance, this analysis aims to provide insights into its projected growth in the coming years. As a prominent player in the Indian housing finance sector, Indiabulls Housing Finance has reinforced its position with a strong loan portfolio, effective cost management, and customer-centric offerings.
This analysis will review the fundamental and technical factors driving Indiabulls Housing Finance’s growth. With a focus on affordable housing, prudent asset management, and increasing demand in the real estate sector, Indiabulls Housing Finance is well-positioned for long-term expansion. As the housing finance market continues to grow, it presents a significant opportunity for investors seeking both stability and potential growth.
Overview of Indiabulls Housing Finance
What is Indiabulls Housing Finance?
Indiabulls Housing Finance is a leading Indian financial services company specializing in housing finance and mortgage lending. Founded in 2005 and headquartered in Gurugram, India, the company has built a strong presence in affordable housing finance, serving diverse home loan segments across the country. As one of India’s largest housing finance providers, Indiabulls Housing Finance has a robust portfolio focused on home loans, loan against property, and construction finance.
Key Features of Indiabulls Housing Finance:
- Business Model: Indiabulls Housing Finance provides a range of financial products including home loans, property loans, and developer financing. With a focus on affordable housing and asset-light lending models, it serves retail and institutional clients, leveraging digital platforms for efficient loan processing and customer service.
- Core Holdings: The company’s core offerings focus on the housing finance sector, emphasizing low-risk lending, asset quality, and cost-efficient operations. This strategic approach aligns with growing demands in India’s real estate and housing finance markets.
- Clientele: Indiabulls Housing Finance serves a broad customer base, including first-time home buyers, self-employed individuals, and real estate developers. Through a client-focused approach, the company has established itself as a trusted partner in India’s housing finance market.
- Market Position: As of 2024, Indiabulls Housing Finance remains a significant player in the Indian housing finance sector, with strong operational capabilities and an extensive distribution network. Under the leadership of CEO Mr. Gagan Banga, the company continues to enhance its market presence and build long-term growth opportunities.
| Details | Information |
|---|---|
| Website | www.indiabullshomeloans.com |
| CEO | Gagan Banga |
| Founded | 2005 |
| Headquarters | Gurugram, India |
| Number of Employees | Approximately 6,000 (as of 2024) |
| Parent Organization | Indiabulls Group |
| Stock Listing | NSE: IBULHSGFIN, BSE: 535789 |
| Key Operations | Housing finance, loan against property, mortgage lending, and construction finance |
| Key Focus Areas | Affordable housing finance, asset-light lending, digital loan processing |
| Subsidiaries | Indiabulls Asset Management, Indiabulls Commercial Credit, among others |
| Notable Achievements | Major player in affordable housing finance, extensive distribution network, focus on asset quality |
Current Market Overview of Indiabulls Housing Finance Share Price
As of November 2024, Indiabulls Housing Finance shares show mixed performance, with short-term gains but some longer-term challenges. Today, the share dropped by ₹4.56 (-3.14%), though it has risen 7.59% over the past week. However, over the last month and three months, it saw declines of -10.40% and -14.67%, with a six-month drop of -15.01%. Looking back a year, the share is up 1.11%, but over the past three and five years, it’s down -9.39% and -5.71%, respectively, reflecting some hurdles within the finance sector but also potential for recovery.
Indiabulls Housing Finance Share Price Fundamental Data
- Face Value: ₹2.00
- Beta: 1.59
- 52-Week Low: ₹131.13
- 52-Week High: ₹209.30
- Price-to-Book Ratio: 0.54
- Dividend Yield: 1.07%
- P/E Ratio: 8.58
- Earnings Per Share (EPS): ₹16.93
- Market Cap: ₹10,699.42 crore
The Market Position of Indiabulls Housing Finance Share as of November 2024
| Time | Returns of Indiabulls Housing Finance Share |
|---|---|
| Today | -₹4.56 (-3.14%) |
| Past 1 Week | +7.59% |
| Past 1 Month | -10.40% |
| Past 3 Months | -14.67% |
| Past 6 Months | -15.01% |
| Past 1 Year | +1.11% |
| Past 3 Years | -9.39% |
| Past 5 Years | -5.71% |
Indiabulls Housing Finance Share Price Target in 2024
The share price target for Indiabulls Housing Finance in 2024 is projected to be between ₹460 (minimum) and ₹1,044 (maximum). This significant range reflects the company’s potential for growth as it navigates the finance sector.
| Year | Minimum Target | Maximum Target |
|---|---|---|
| 2024 | ₹460 | ₹1,044 |
Indiabulls Housing Finance Share Price Target in 2025
For 2025, Indiabulls Housing Finance’s share price target is expected to range between ₹1,001 (minimum) and ₹1,195 (maximum). This growth trajectory indicates the company’s strong fundamentals and ability to capitalize on emerging market opportunities.
| Year | Minimum Target | Maximum Target |
|---|---|---|
| 2025 | ₹1,001 | ₹1,195 |
Indiabulls Housing Finance Share Price Target in 2026
In 2026, the projected share price for Indiabulls Housing Finance is set between ₹1,146 (minimum) and ₹1,369 (maximum). This forecast reflects ongoing improvements in the company’s operational efficiency and market position.
| Year | Minimum Target | Maximum Target |
|---|---|---|
| 2026 | ₹1,146 | ₹1,369 |
Indiabulls Housing Finance Share Price Target in 2027
The share price target for 2027 is anticipated to be between ₹1,312 (minimum) and ₹1,567 (maximum). This reflects the company’s continuous revenue growth and the overall positive sentiment in the financial services industry.
| Year | Minimum Target | Maximum Target |
|---|---|---|
| 2027 | ₹1,312 | ₹1,567 |
Indiabulls Housing Finance Share Price Target in 2028
For 2028, Indiabulls Housing Finance’s share price target is projected to range from ₹1,502 (minimum) to ₹1,792 (maximum). This range is supported by sustained demand for housing finance and innovative financial solutions.
| Year | Minimum Target | Maximum Target |
|---|---|---|
| 2028 | ₹1,502 | ₹1,792 |
Indiabulls Housing Finance Share Price Target in 2029
In 2029, the share price is estimated to be between ₹1,719 (minimum) and ₹2,052 (maximum). The expected growth during this period reflects the company’s strategic initiatives and market expansions.
| Year | Minimum Target | Maximum Target |
|---|---|---|
| 2029 | ₹1,719 | ₹2,052 |
Indiabulls Housing Finance Share Price Target in 2030
By 2030, the share price target for Indiabulls Housing Finance is anticipated to be between ₹1,967 (minimum) and ₹2,348 (maximum). This optimistic forecast underscores the company’s potential for robust long-term growth and profitability.
| Year | Minimum Target | Maximum Target |
|---|---|---|
| 2030 | ₹1,967 | ₹2,348 |
Indiabulls Housing Finance Financial Health and Performance Analysis (FY 2020 – FY 2024)
| Metric | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 |
|---|---|---|---|---|---|
| Total Revenue (Cr) | 13,223.23 | 10,030.12 | 8,993.90 | 8,725.79 | 8,624.77 |
| Total Revenue Growth (%) | -22.34% | -24.15% | -10.33% | -2.98% | -1.16% |
| Total Expenses (Cr) | 10,662.34 | 8,468.46 | 7,438.13 | 7,121.94 | 6,976.08 |
| Total Expenses Growth (%) | -6.66% | -20.58% | -12.17% | -4.25% | -2.05% |
| Profit after Tax (PAT) (Cr) | 2,199.80 | 1,201.59 | 1,177.74 | 1,129.69 | 1,214.39 |
| PAT Growth (%) | -46.22% | -45.38% | -1.98% | -4.08% | 7.50% |
| Operating Profit Margin (%) | 83.78% | 85.63% | 86.79% | 83.03% | 82.07% |
| Net Profit Margin (%) | 16.64% | 12.10% | 13.11% | 12.95% | 14.32% |
| Basic EPS (₹) | 51.70 | 27.72 | 26.42 | 25.19 | 23.78 |
Performance Highlights
- Total Revenue: Indiabulls Housing Finance experienced a decline in total revenue over the past five years, with FY 2024 revenue standing at ₹8,624.77 Cr. The revenue growth percentage has shown a gradual improvement, dropping from -24.15% in FY 2021 to -1.16% in FY 2024, indicating a stabilization trend.
- Total Expenses: The company’s total expenses have also decreased, reaching ₹6,976.08 Cr in FY 2024, with a growth decline from -6.66% in FY 2020 to -2.05% in FY 2024. This reduction reflects better cost management.
- Profit After Tax (PAT): The PAT rose to ₹1,214.39 Cr in FY 2024, marking a notable growth of 7.50%. This growth contrasts with the previous fiscal years, where PAT exhibited negative growth.
- Profit Margins: Operating profit margins remained relatively high, averaging around 82% to 86% over the five-year period. The net profit margin improved to 14.32% in FY 2024, showcasing better profitability management.
- Basic Earnings Per Share (EPS): The basic EPS has seen a downward trend, from ₹51.70 in FY 2020 to ₹23.78 in FY 2024. This trend indicates challenges in generating higher earnings relative to the number of shares.
How to Invest in Indiabulls Housing Finance
- Select a Broker: Choose a reliable brokerage platform that provides access to Indiabulls Housing Finance (IBULHSGFIN) shares.
- Open a Trading Account: Register for a trading account and a Demat account if necessary to hold your shares.
- Complete KYC: Fulfill the Know Your Customer (KYC) requirements by providing valid identification and address proof.
- Fund Your Account: Deposit funds into your trading account to facilitate share purchases.
- Search for Indiabulls Housing Finance: Locate Indiabulls Housing Finance shares on your trading platform using the ticker “IBULHSGFIN.”
- Place an Order: Decide the quantity of shares you wish to buy and select between a market or limit order based on your preference.
- Confirm the Transaction: Review your order details carefully and confirm your purchase.
- Monitor Your Investment: Keep track of Indiabulls Housing Finance’s performance, market conditions, and sector trends for informed decision-making.
Indiabulls Housing Finance Stock Price Forecast for the Next 5 Years
Indiabulls Housing Finance is anticipated to see consistent growth in its stock price over the next five years, supported by strategic initiatives, market expansion, and an overall improving economic environment. The following stock price forecast considers projected market conditions, growth opportunities, and trends in the financial services sector.
| Year | Minimum Price | Maximum Price |
|---|---|---|
| 2025 | ₹1,001 | ₹1,195 |
| 2026 | ₹1,146 | ₹1,369 |
| 2027 | ₹1,312 | ₹1,567 |
| 2028 | ₹1,502 | ₹1,792 |
| 2029 | ₹1,719 | ₹2,052 |
| 2030 | ₹1,967 | ₹2,348 |
Shareholding Pattern of Indiabulls Housing Finance
The shareholding pattern of Indiabulls Housing Finance showcases a well-structured and diversified ownership framework, reflecting investor confidence in the company’s growth trajectory and strategic direction. The ownership distribution highlights a significant presence of institutional investors, along with a diverse array of other stakeholders, indicating strong support for the company’s initiatives.
| Shareholders | Number of Shares | Percentage | % Change QoQ |
|---|---|---|---|
| Promoters | 4,51,94,807 | 9.59% | – |
| Pledge | 0 | 0.00% | – |
| Foreign Institutional Investors (FII) | 14,72,00,612 | 19.77% | 0.63% |
| Domestic Institutional Investors (DII) | 4,69,86,348 | 6.31% | -0.30% |
| Mutual Funds (MF) | 21,74,963 | 0.29% | 0.11% |
| Others | 50,53,34,710 | 73.92% | -0.34% |
Pingback: Irctc Share Price Target 2025, 2026, 2027 to 2030